Privacy Policy

‍Last updated: September 18, 2025

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy. This Privacy Policy has been created with the help of the Privacy Policy Generator (https://www.termsfeed.com/privacy-policy-generator/).

Interpretation and Definitions

Interpretation

‍The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

‍For the purposes of this Privacy Policy:

Account means a unique account created for You to access our Service or parts of our Service.
Affiliate means an entity that controls, is controlled by or is under common control with a party.
Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Portiqo, LLC, 825 Valleybrook Drive, Suite 101, Memphis, TN 38120.
Cookies are small files placed on Your device.
Country refers to: Tennessee, United States.
Device means any device that can access the Service.
Personal Data is any information that relates to an identified or identifiable individual.
Service refers to the Website.
Service Provider means any person or company who processes the data on behalf of the Company.
Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself.
Website refers to Portiqo, accessible from http://www.portiqo.com.
You means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

‍While using Our Service, We may ask You to provide certain personally identifiable information. This may include:

Email address
First name and last name
Phone number
Usage Data

Usage Data

‍Usage Data is collected automatically when using the Service. It may include details such as IP address, browser type, pages visited, time spent, and diagnostic data.

Tracking Technologies and Cookies

‍We use Cookies and similar tracking technologies to track activity and store information. Technologies may include:

Cookies or Browser Cookies
Web Beacons

Cookies may be "Persistent" or "Session" Cookies. Learn more at: https://www.termsfeed.com/blog/cookies/#What_Are_Cookies

We use:

Necessary / Essential Cookies – Session; administered by Us.
Cookies Policy / Notice Acceptance Cookies – Persistent; administered by Us.
Functionality Cookies – Persistent; administered by Us.

Use of Your Personal Data

The Company may use Personal Data for purposes such as:

To provide and maintain our Service.
To manage Your Account.
For the performance of a contract.
To contact You (email, phone, SMS, push notifications).
To provide You with news and offers.
To manage Your requests.
For business transfers.
For other purposes such as analysis and improvement.

We may share information:

With Service Providers.
For business transfers.
With Affiliates.
With business partners.
With other users (when shared publicly).
With Your consent.

Retention of Your Personal Data

The Company will retain Personal Data only as long as necessary for purposes outlined in this Privacy Policy. Usage Data is generally kept for shorter periods unless required for security, functionality, or legal obligations.

Transfer of Your Personal Data

Your information may be transferred to and maintained on computers outside Your jurisdiction. By submitting Your data, You consent to this transfer. We will ensure adequate protections are in place.

Delete Your Personal Data

You have the right to delete or request deletion of Your data. You may:

Delete certain info within the Service.
Manage your information in account settings.
Contact Us for access, correction, or deletion.

We may retain some information where legally required.

Disclosure of Your Personal Data

Business Transactions

‍If the Company is involved in a merger, acquisition, or asset sale, Your data may be transferred.

Law enforcement

‍We may disclose Your data if required by law.

Other legal requirements

‍The Company may disclose data in good faith to:

Comply with legal obligations
Protect rights or property
Prevent wrongdoing
Protect personal safety
Defend against legal liability

Security of Your Personal Data

We strive to use acceptable means to protect Your data, but no transmission or storage is 100% secure.

Children’s Privacy

We do not knowingly collect information from anyone under 13. If we become aware of such collection, we remove it.

Links to Other Websites

Our Service may contain links to external sites. We are not responsible for their content or privacy policies.

Changes to this Privacy Policy

We may update this Policy. Updates will be posted here, with notice provided if significant. Please review periodically.

Contact Us

If you have any questions, contact us:

By email: jgheens@valentine.insure
By phone: 901-361-2577